(Seoul = Yonhap Infomax) Reporter Hwang Nam-kyung = Shinhan Life announced on the 21st that it has launched ‘Shinhan Beautiful Pension Insurance (non-dividend)’, a win-win financial product that supports a stable future for the young generation.
Source: Shinhan Life
‘Shinhan Beautiful Pension Insurance’ is a product designed to help young people who are experiencing difficulties due to high interest rates and high inflation prepare for a stable retirement. This product has the feature of allowing subscribers between the ages of 19 and 39 to receive an additional 30% of the basic accumulated amount at the start of the pension. In particular, benefits have been strengthened to help young people who are new to society and about to get married and have children to help build assets in the mid- to long-term.
When signing up for the product, a ‘win-win bonus’ of 5% is added if you pledge to participate in ‘creating a beautiful society’, 5% for marriage, and 5% for each child born. The maximum amount that can be received as a bonus pension is 30%. In addition, if you select the pension enhancement type and sign up, a ‘pension start bonus’ for the policyholder’s accumulated amount is added at the time of pension commencement, allowing you to receive an increased pension amount compared to the basic type.
The minimum insurance premium was set at 50,000 won per month so that young customers can sign up without burden. The payment period can be selected from a minimum of 3 years, and pension can be started from the age of 45. Considering the convenience of subscription for young people who are more familiar with online sales channels than face-to-face channels, it is sold as digital insurance and can be subscribed to on the Kakao Pay platform.
A Shinhan Life official said, “We expect to be able to provide practical help to the young generation by adding a higher win-win bonus rate compared to general pension products,” and added, “We will continue to do our best to establish ourselves as an insurance company that practices the value of sharing in our society.” “I will do my best,” he said.
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This article was published at 09:53 on the Infomax financial information terminal.
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