After divorce, the number of recipients sharing the national pension of their spouse (ex-husband or wife) increased 15-fold over 13 years.
According to the National Pension Service on the 26th, the number of recipients who claimed and received the so-called’split pension’ reached 69,437 as of January 2023.
By gender, there were 61,507 females (88.6%) and 7,930 males (11.4%).
As of 2010, there were only 4,632 recipients of the divided pension.
However, there were 6,106 in 2011, 8,280 in 2012, 9,835 in 2013, 11,900 in 2014, 14,829 in 2015, and 19,830 in 2016. In 2017, there were 25,302 people, breaking the 20,000 mark. Since then, it has increased every year to 28,544 in 2018, 35,04 in 2019, 43,229 in 2020, 53,911 in 2021, and 68,196 in 2022. .
Compared to 2010, the number of pension recipients in January 2023 increased by about 15 times. Although it decreased last year, it is interpreted as the so-called ‘twilight divorce’ has steadily increased every year.
However, the amount of the installment pension is not very large. As of January, the average monthly payment was only 237,830 won.
By monthly income, 36,833 people received less than 200,000 won, followed by 22,686 people between 200,000 and 400,000 won, 7,282 people between 400,000 and 600,000 won, and 2,000 people between 600,000 and 800,000 won. There were 181 people, 352 people between 800,000 and less than 1 million won, 68 people between 1 million and less than 1.3 million won, 26 people between 1.3 million and less than 1.6 million won, and 9 people between 1.6 million and less than 2 million won.
The divided pension system was introduced in 1999 as a pension system in which a person who has been married for more than five years receives a certain amount by dividing the old-age pension of the former spouse if certain conditions are met.
The intention is to guarantee a certain level of income in old age by acknowledging the contributions made mentally and materially during the marriage period even if you did not join the national pension due to childcare and housework at home. The United Kingdom, Germany, France, Ireland, the Netherlands, Switzerland, Canada, and Japan are also implementing this system.
In order to receive an annuity in installments, certain conditions must be met.
First of all, the divorced spouse must have the right to receive old-age pension (a general form of national pension received when he or she reaches the receiving age), and the period of maintenance of the marriage with the divorced spouse must be at least 5 years.
In addition, both the applicant for the divided pension and the divorced spouse must reach the age of receiving old-age pension (61 to 65 years old by year of birth from 1953 onwards, 63 years old as of 2023).
Once these conditions are satisfied and the right to receive the divided pension is secured, even if the right to receive the old-age pension expires or is suspended due to the death of a remarried or divorced spouse, you can receive the divided pension regardless of it.
However, if the right to receive the old-age pension expires because the divorced spouse died before obtaining the right to receive the divided pension, or if you receive a disability pension due to a disability, you cannot receive the divided pension.
Until 2016, the pension split ratio was uniformly 50:50 for the pension assets formed during the marriage, but from 2017, the ratio can be determined through consultation between the parties or through a trial.
Only the pension corresponding to the marriage period is divided and divided. For example, if the pension is 800,000 won per month and the amount corresponding to the marriage period is 700,000 won per month, it is usually divided into 350,000 won per month.
From mid-June 2018, the period when it is acknowledged that ‘no actual marital relationship’, such as not burdening household chores or childcare due to runaway or separation, etc., is excluded from the calculation of the divided pension. The period when it is recognized that there was no marital relationship between the divorced parties or by a court trial is also excluded.
In fact, the 2nd Administrative Division of the Seoul Administrative Court (Presiding Judge Shin Myung-hee) recently ruled that when paying a divided pension to a divorced spouse, it is not necessary to include the period of separation in which the spouse did not share housework or childcare.
In a lawsuit filed by ex-husband A against the National Pension Service, “Please revoke the disposition of paying divided pension to divorced spouse B for the period of separation,” the court said, “If the couple shared housework and childcare even while separated, the opponent It can be seen as contributing to the formation of the spouse’s right to receive an old-age pension, but Mr. B does not seem to have played any role.
It is intended that it is unfair to include the period of not playing any role in married life as part of the pension division.
(Photo = Yonhap News TV)
Kim Hyun-kyung [email protected]